Musician working on music in a studio, headphones around the neck
For Independent Musicians

Your music is making money.
Unlock some of it now.

Social Playlist X helps independent artists, producers, songwriters and rights owners access upfront capital from the music they already own.

You may not need to sell your catalog forever. Depending on your rights, income and eligibility, you may be able to rent, license, or use your catalog to access upfront funding — while keeping some or all of your long-term ownership.

Don't know what your catalog is worth? We help work that out.

The process

From catalog to capital

Six clear steps. No label, no gatekeepers, no pressure.

01

Tell us about your music

Start by submitting some basic information about your catalog and royalty income.

We may ask for

  • Artist / producer / songwriter name
  • Catalog size
  • Streaming history
  • Royalty income
  • Distributor
  • Publishing income
  • Ownership percentage
  • Recent royalty statements

You do not need to know what your catalog is worth. We help work that out.

02

We check what your music could qualify for

We review your catalog, income history and ownership to understand what funding options may be available.

We may look at

  • How much your music earns
  • How consistent the income is
  • Streaming performance
  • Catalog age
  • Rights ownership
  • Territory
  • Royalty history
  • Recent growth
  • Existing advances or agreements

The cleaner your paperwork is, the faster the process can move.

Step 03

Choose how you want to unlock capital

Every artist is different. Depending on your catalog, there may be several ways to access money.

Most flexible

Rent your catalog

Instead of selling your music forever, you may be able to give a funding partner the right to receive certain music income for an agreed period — in return for cash upfront.

When the agreed period or structure ends, the rights may return to you — depending on the deal.

License your catalog

You may be able to license certain rights or income streams for a period of time in exchange for upfront capital.

This can be an option for artists who want cash today without permanently giving up everything they own.

Streaming income

Get upfront royalty funding

If your music already generates regular income, you may be able to access some of that future income today.

Think of it as unlocking money from royalties your catalog is expected to earn in the future.

Sell your catalog

If you want a larger lump sum and are comfortable giving up some or all of your rights permanently, a catalog sale may also be an option.

You decide which route makes sense for you.

Your catalog is an asset. We help you understand how it could work for you today.

Step 04

Review your options

If your catalog qualifies, you may receive one or more potential funding options. Before choosing anything, you'll see the important terms:

  • How much cash you could receive
  • Which rights or royalty streams are involved
  • How long the arrangement lasts
  • What income is being collected
  • What ownership you keep
  • Any fees or repayment terms
  • What happens at the end of the agreement

You are never required to accept an offer.

Step 05

Get your documents ready

Before funding can happen, the information you provide has to be verified. That may include:

  • Royalty statements
  • Distributor statements
  • Publishing statements
  • PRO statements
  • Catalog lists
  • Split sheets
  • Copyright information
  • Existing contracts
  • Identification
  • Bank details

If you have everything ready, the process can move much faster.

Step 06

Get funded

Accept your offer and the money lands in your account — usually within a week. Your career doesn't wait. Neither should you.

Cash in days

Offer accepted → funds in your account, fast.

You choose

No obligation. Only take what works for you.

Keep ownership

Rent or license — the music stays yours.

The big questions

The things every artist asks first

Do I have to sell my catalog?

No. That's the whole point. With Social Playlist X, you may not have to sell anything forever. Depending on your catalog, you may be able to rent or license it, or get upfront royalty funding, and still keep some or all of the long-term ownership of your music.

A full catalog sale is only ever one option you can choose — it is never forced on you.

Do I need to be famous?

No. You do not need millions of followers, a big name, or a record label. We are genre-agnostic and we work with independent artists of all sizes.

What matters is that your music generates real, verifiable income — from streaming, publishing, sync, or elsewhere. If it does, we want to hear from you.

What can I use the money for?

Whatever pushes your career forward. That's the point of the money:

Recording & production
Mixing & mastering
Music videos
Marketing & promo
Tour & travel
New gear & instruments
Covering everyday costs
Making your next move

Get a real number. Not a maybe.

See exactly what your music could unlock for you, in dollars, within 48 hours. Free to apply, no obligation.

Free to apply · No credit check · Payouts in days · Your music stays yours

Social Playlist X offers funding options to independent artists, songwriters, and producers based on their catalog, income history, and eligibility. Funding availability, structures, and terms vary by applicant and are subject to review. Renting or licensing your catalog does not guarantee that rights will return to you; final terms are set out in the agreement you review before accepting. This page is an introduction and not an offer of funding. Nothing here constitutes financial or legal advice.